/* KFD.SH V640: isolierter Header und Navigation */
.kfd640-skip{position:fixed;left:12px;top:-90px;z-index:1000000;background:#fff;color:#052f62;padding:12px 16px;border:2px solid #052f62;text-decoration:none}.kfd640-skip:focus{top:12px}
.kfd640-header,.kfd640-header *{box-sizing:border-box}.kfd640-header{position:relative;z-index:10000;background:#fff;border:0;box-shadow:0 2px 12px rgba(3,35,70,.08);font-family:"Avenir Next",Avenir,"Segoe UI",Arial,sans-serif}.kfd640-shell{width:min(1240px,calc(100% - 40px));margin:0 auto}
.kfd640-servicebar{background:#052f62;color:#fff;min-height:42px}.kfd640-service-inner{display:flex;justify-content:flex-end;align-items:center;min-height:42px}.kfd640-service-nav{display:flex;flex-wrap:wrap;justify-content:flex-end}.kfd640-service-nav a{display:flex;align-items:center;min-height:42px;padding:0 12px;color:#fff;text-decoration:none;font-size:13px;font-weight:600;border-left:1px solid rgba(255,255,255,.18)}.kfd640-service-nav a:hover,.kfd640-service-nav a:focus{background:#0d477f;text-decoration:underline}
.kfd640-brandrow{background:#fff;border-bottom:1px solid #dfe6ee}.kfd640-brandrow-inner{min-height:112px;display:flex;align-items:center;justify-content:space-between;gap:36px}.kfd640-logo{display:block;flex:0 0 auto}.kfd640-logo img{display:block;width:auto;height:78px;max-width:340px;object-fit:contain}.kfd640-search{display:flex;align-items:stretch;width:min(540px,50vw);margin-left:auto}.kfd640-search input{min-width:0;flex:1;height:48px;border:1px solid #9aaabd;border-right:0;padding:0 15px;background:#fff;color:#17283b;font-size:16px}.kfd640-search button,.kfd640-menu-open{border:1px solid #052f62;background:#052f62;color:#fff;font-weight:700;cursor:pointer}.kfd640-search button{height:48px;padding:0 22px}.kfd640-search button:hover,.kfd640-search button:focus,.kfd640-menu-open:hover,.kfd640-menu-open:focus{background:#0d477f}.kfd640-menu-open{display:none;padding:12px 18px}
.kfd640-mainnav{display:block;background:#fff;border-bottom:4px solid #052f62;position:relative;z-index:20000}.kfd640-menu{display:flex;align-items:stretch;justify-content:flex-start;list-style:none;margin:0;padding:0;overflow:visible}.kfd640-menu-item{display:block;position:relative;margin:0;padding:0}.kfd640-menu-line{display:flex;align-items:stretch;height:58px}.kfd640-menu-item>a,.kfd640-menu-line>a{display:flex;align-items:center;padding:0 17px;color:#082348;text-decoration:none;font-size:15px;font-weight:700;border-bottom:4px solid transparent;white-space:nowrap}.kfd640-menu-item>a:hover,.kfd640-menu-line>a:hover,.kfd640-menu-item.is-current>.kfd640-menu-line>a,.kfd640-menu-item.is-current>a{color:#052f62;border-bottom-color:#d20a11;background:#f6f8fb}.kfd640-submenu-button{display:flex;align-items:center;justify-content:center;width:34px;border:0;border-bottom:4px solid transparent;background:transparent;color:#052f62;cursor:pointer;font-size:16px}.kfd640-submenu-button:hover,.kfd640-submenu-button:focus{background:#f0f4f8;outline:2px solid #052f62;outline-offset:-2px}.kfd640-submenu{display:none;position:absolute;left:0;top:100%;z-index:999999;min-width:285px;max-height:70vh;overflow:auto;list-style:none;margin:0;padding:8px 0;background:#fff;border:1px solid #c8d4e0;border-top:4px solid #052f62;box-shadow:0 14px 32px rgba(3,35,70,.2)}.kfd640-menu-item.is-open>.kfd640-submenu,.kfd640-menu-item:focus-within>.kfd640-submenu{display:block}.kfd640-submenu li{display:block;margin:0;padding:0}.kfd640-submenu a{display:block;padding:10px 18px;color:#082348;text-decoration:none;font-size:14px;font-weight:600;border-left:4px solid transparent;white-space:normal}.kfd640-submenu a:hover,.kfd640-submenu a:focus{background:#eef4f9;border-left-color:#d20a11;color:#052f62}
.kfd640-mobile{position:fixed;inset:0;z-index:999999;background:rgba(0,20,45,.62)}.kfd640-mobile[hidden]{display:none}.kfd640-mobile-panel{position:absolute;right:0;top:0;bottom:0;width:min(440px,92vw);overflow:auto;background:#fff;box-shadow:-12px 0 30px rgba(0,0,0,.25)}.kfd640-mobile-head{position:sticky;top:0;z-index:2;display:flex;align-items:center;justify-content:space-between;padding:18px 20px;background:#052f62;color:#fff}.kfd640-mobile-head button{border:1px solid #fff;background:transparent;color:#fff;padding:9px 13px;cursor:pointer}.kfd640-mobile nav{display:block;padding:10px 0 36px}.kfd640-mobile nav>a,.kfd640-mobile details>a{display:block;padding:13px 20px;border-bottom:1px solid #e1e7ee;color:#082348;text-decoration:none;font-weight:650}.kfd640-mobile summary{cursor:pointer;padding:14px 20px;background:#f5f8fb;border-bottom:1px solid #d5dfe9;color:#052f62;font-weight:750}.kfd640-mobile details>a{padding-left:34px;font-weight:550}.kfd640-lock{overflow:hidden}
@media(max-width:1024px){.kfd640-service-nav{display:none}.kfd640-servicebar,.kfd640-service-inner{min-height:8px}.kfd640-mainnav{display:none}.kfd640-menu-open{display:inline-flex}.kfd640-brandrow-inner{min-height:88px;gap:16px}.kfd640-logo img{height:62px;max-width:250px}.kfd640-search{width:min(430px,48vw)}}
@media(max-width:720px){.kfd640-shell{width:min(100% - 24px,1240px)}.kfd640-brandrow-inner{flex-wrap:wrap;padding:12px 0}.kfd640-logo img{height:55px;max-width:210px}.kfd640-search{order:3;width:100%}.kfd640-menu-open{margin-left:auto}}